{"id":4203,"date":"2015-10-19T08:08:33","date_gmt":"2015-10-19T13:08:33","guid":{"rendered":"https:\/\/financierevictoria.ctx-dev.fr\/?p=4203"},"modified":"2025-10-15T10:12:37","modified_gmt":"2025-10-15T14:12:37","slug":"60-day-notice-3-ways-to-avoid-losing-your-property","status":"publish","type":"post","link":"https:\/\/financierevictoria.ctx-dev.fr\/en\/60-day-notice-3-ways-to-avoid-losing-your-property\/","title":{"rendered":"60 day notice: 3 ways to avoid losing your property"},"content":{"rendered":"\t\t
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How to avoid losing your property after a 60-day notice (3 proven tips)<\/h1>

Receiving a 60-day notice from your mortgage lender \u2014 also known in legal terms as a notice of exercise of a hypothecary right<\/em> \u2014 can be an extremely stressful situation. The ultimate consequence is losing your home. Nobody wants to find themselves without a place to live. Most people don\u2019t have in-depth knowledge of real estate or legal processes, and as a result, they often receive poor advice from people around them \u2014 friends, mortgage brokers, real estate agents, etc.<\/p>

Here are 3 ways to avoid losing your property after receiving a 60-day notice:<\/strong><\/p>

\u00a0<\/h3>

1. Fix the issues listed in the 60-day notice<\/h3>

This is the simplest solution. The notice of exercise<\/em> will outline the specific reasons why you received it.
If the reasons are financial (for example, missed payments or unpaid property taxes), you\u2019ll need to repay the amounts owed to stop the process. You can do this by borrowing funds from relatives or by obtaining a second mortgage<\/strong><\/a> if your property has sufficient equity.<\/p>

\u00a0<\/h3>

2. Pay off the mortgage lender in full through private refinancing<\/h3>

Since your credit is likely damaged, you\u2019ll need to turn to a private mortgage refinance<\/strong>.
By working with a private mortgage lender<\/strong><\/a> like our company, you may qualify for refinancing up to 75% of your property\u2019s value<\/strong>.
Once you\u2019ve repaid the original lender in full, the 60-day notice is automatically cancelled.<\/p>

\u00a0<\/h3>

3. Sell your property<\/h3>

This is often the option most homeowners don\u2019t want to consider, but it\u2019s sometimes the only viable solution<\/strong> if you don\u2019t have the funds to repay the full amount owed within the given timeframe.
Working with a real estate broker<\/strong> is strongly recommended to ensure a solid, fast-sale strategy.
To learn more about the legal deadlines involved in this process, read our article: 60-Day Notice: The Real Timeframes Granted to Borrowers.<\/em><\/p>

If you\u2019ve received a 60-day notice or are currently seeking private mortgage financing<\/strong>, feel free to contact me by email at maxime.st-laurent@financierevictoria.com<\/a><\/strong> or by phone at 1 (877) 220-7738<\/a> Ext. 101<\/strong>.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/article>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

How to avoid losing your property after a 60-day notice (3 proven tips) Receiving a 60-day notice from your mortgage lender \u2014 also known in legal terms as a notice of exercise of a hypothecary right \u2014 can be an extremely stressful situation. The ultimate consequence is losing your home. Nobody wants to find themselves […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[35,36],"tags":[],"class_list":["post-4203","post","type-post","status-publish","format-standard","hentry","category-private-lender","category-private-mortgage"],"yoast_head":"\n60 day notice: 3 ways to avoid losing your property - Victoria Financial<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"60 day notice: 3 ways to avoid losing your property - Victoria Financial\" \/>\n<meta property=\"og:description\" content=\"How to avoid losing your property after a 60-day notice (3 proven tips) Receiving a 60-day notice from your mortgage lender \u2014 also known in legal terms as a notice of exercise of a hypothecary right \u2014 can be an extremely stressful situation. 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